For many families, to rent vs. own is a very difficult decision. Most assume that renting is just the easiest option, but the more you know about advantages and disadvantages, the easier it will be to make the best decision for your family. One of the largest disadvantages of renting is that rent prices typically inflate year to year, and your landlord holds the power to raise your rent at any time. It’s also important to note that nationwide vacancies remain low, meaning that it’s hard to find a quality place to live for the money you’re spending. With these problems, it’s easy to see why homeownership can be a more stable spending option, but with homeownership there’s still the problem of qualifying for loans. Thanks to Veterans United however, you have the option to choose between VA, FHA, USDA and conventional financing, making it easy to become a homeowner. Once you own a home, you also have the ability to build wealth and invest in your future by creating equity and have new tax deductions through your mortgage interest. Click here to read more about how the benefits of homeownership can help you and your family.

Lighthouse is Veterans United’s complimentary credit improvement service that can help you get the credit score you need to become a homeowner. We will customize a plan to your situation so you can take strategic steps to boost your scores. Our top priority is to show you the best path to getting credit qualified for a home loan with one-on-one sessions with a Veterans United credit expert. This will include multiple steps such as identifying and correcting errors on your credit score, strengthening your overall financial profile, and working to improve your mortgage scores. It’s this last step that sets Veterans United apart as we don’t just look at your consumer scores but also your mortgage scores to make sure you’re completely covered. Most importantly, this service comes at no cost to you so that we can get you on the road to home ownership that much faster. If you’re interested in taking advantage of this one of a kind program, click here to learn more.

At Veterans United, we pride ourselves on being the nation’s #1 VA home purchase lender. We’ve studied the VA Loan and know what it takes to complete purchases over our years of experience. We’re constantly improving too thanks to new software that helps streamline our processes and in-house loan production team that gets you to the closing table faster. Our one-of-a-kind customer communication portal, MyVU, allows our homebuyers to communicate with their home loan team and stay involved in the home loan process. If you have fears about your credit holding you back, our complimentary Lighthouse program guides homebuyers to help them increase their credit score and reach a brighter financial future. Through our extensive branch network, we’ve been able to help veterans and their families all across the country become homeowners and are constantly adding new additions to help even more people. If you’re interested in becoming a homeowner, join the 100,000+ veterans, service members, and families who’ve achieved their homebuying goals. Learn more