With Veterans United, you get to work with one of the leading lenders in the VA loan industry and access the most powerful lending program on the market. There are many financing options available, but the one that we recommend for most veterans and active duty military is the VA loan due to its distinct benefits over traditional loans. For most homebuyers, you usually need at least a 5 percent down payment for conventional loans, but with the VA Loan, you can purchase with $0 down. This means that VA borrowers don’t have to spend years saving to scrape together a big down payment and can focus on buying what they want to for their home. If qualifying is your fear as a first-time homebuyer, know that you’re not alone and the VA Loan can help. Most first-time homebuyers don’t yet have a strong credit history, which can make it difficult to get approval for a mortgage. Since the VA Loan is government backed however, VA Loans are much easier to qualify for at competitive rates. Learn more about how the VA Loan can help you.